Required KYC/KYB documents for France 🇫🇷

In order to open a payment account within Lemonway, the account holder shall provide identifications documents from your users and getting them approved by Lemonway. To update a payment account to KYC2 status, such documents shall be uploaded in the relevant payment account and reviewed by our KYC experts.

Upload documents into a payment account, with a file size smaller than 10 MB. For security reason, only these documents types are accepted : PDF, JPG, JPEG et PNG. Refrain from using TIFF and prefer PDF. Also, if you want your ID documents to be processed automatically, they need to be below 6 MB.

👉  Physical person 

Individual

Joint account

Self-employed

👉  Legal entity

Unlisted company

Company listed in an EU country or an equivalent third country

Association

Government authority

Trust or foundation

Skilled trades

Limited Liability Agricultural Company

👉  Investment funds

Incorporated funds

Unincorporated Funds (UIF)


Physical person

Individual 

  • A valid identification document (front and back sides of an ID card, residence permit, passport) of the account holder
  • A second valid identification document (passport, ID card, driving licence, most recent tax assessment notice, residence permit, family record book, civil partnership registration receipt, health insurance card) of the account holder or a tax assessment notice issued within the last 12 months

Note

A bank statement document will be requested for all outgoing transfer requests.

 

Joint account

  • A valid identification document (front and back sides of an ID card, residence permit, passport) for each of the joint account holders
  • A second valid identification document (passport, ID card, driving licence, most recent tax assessment notice, residence permit, family record book, civil partnership registration receipt, health insurance card) for each of the joint account holders

Note

A bank statement document will be requested for all outgoing transfer requests.

 

Self-employed

  • A valid identification document (front and back sides of an ID card, residence permit, passport) of the account holder
  • A second valid identification document (passport, ID card, driving licence, most recent tax assessment notice, residence permit, family record book, civil partnership registration receipt, health insurance card) of the account holder or a tax assessment notice issued within the last 12 months
  • An INSEE registration document issued within the last 3 months of the account holder or a document certifying registration with the Chamber of Commerce (for sole traders carrying out a commercial activity)

Note

A bank statement document will be requested for all outgoing transfer requests.



Legal entity

 

Unlisted company

  • A valid identification document (front and back sides of an ID card or passport) of the physical person representing the company holding the payment account
  • A valid identification document (front and back sides of an ID card or passport) for each beneficial owner holding more than 25% of the company holding the payment account
  • A KBIS (extract from the company register) issued within the last 3 months for the company holding the payment account
  • The signed Articles of Association of the company and one of the following documents:
      • The CERFA n°2035-F
      • The tax return
      • The document showing a company's beneficial owner from the Commercial Court Registrar's Office
      • A letter signed by the company's legal representative if the capital structure is not stated in the Articles of Association

For crowdfunding partners only:

  • If the account holder is also the project leader, a document describing the project must be submitted as soon as one of the two following conditions is met:
      • The amount of the project exceeds 100,000 euros
      • The funds collected are used to finance a project outside of the European Union or an equivalent third country

 

Company listed in an EU country or an equivalent third country

  • A valid identification document (front and back sides of an ID card or passport) of the physical person authorised to open a payment account on behalf of the company

Notes

If not specified on the KBIS, the position of the physical person authorised to represent the company must be publicly verifiable (e.g. LinkedIn).

  • A KBIS (extract from the company register) issued within the last 3 months for the company holding the payment account

For crowdfunding partners only:

  • If the account holder is also the project leader, a document describing the project must be submitted as soon as one of the two following conditions is met:
      • The amount of the project exceeds 100,000 euros
      • The funds collected are used to finance a project outside of the European Union or equivalent third country (Australia, Brazil, Canada, Hong Kong, India, Japan, Mexico, Russia, Singapore, South Africa, South Korea, Switzerland, United States)

 

Association

  • A valid identification document (front and back sides of an ID card or passport) of the physical person representing the association holding the payment account
  • A copy issued less than 12 months ago of the minutes of the last general meeting of the association holding the payment account
  • The Articles of Association (signed by the CEO, general secretary or treasurer) of the association holding the payment account
  • The issue of the JOAFE (Official Journal of Associations & Corporate Foundations) listing the association that holds the payment account

For crowdfunding partners only:

  • If the account holder is also the project leader, a document describing the project must be submitted as soon as one of the two following conditions is met:
      • The amount of the project exceeds 100,000 euros
      • The funds collected are used to finance a project outside of the European Union or equivalent third country (Australia, Brazil, Canada, Hong Kong, India, Japan, Mexico, Russia, Singapore, South Africa, South Korea, Switzerland, United States)

 

Government authority

  • A valid identification document (front and back sides of an ID card or passport) of the physical person authorised by the government authority holding the payment account
  • A mandate granted by the government authority holding the payment account to the physical person acting on its behalf

For crowdfunding partners only:

  • If the account holder is also the project leader, a document describing the project must be submitted as soon as one of the two following conditions is met:
      • The amount of the project exceeds 100,000 euros
      • The funds collected are used to finance a project outside of the European Union or equivalent third country (Australia, Brazil, Canada, Hong Kong, India, Japan, Mexico, Russia, Singapore, South Africa, South Korea, Switzerland, United States)

 

Trust or foundation

  • A valid identification document (front and back sides of an ID card or passport) of the physical person representing the foundation holding the payment account
  • An official document certifying that the physical person identified is indeed authorised to represent the foundation and to manage the payment account
  • The issue of the JOAFE (Official Journal of Associations & Corporate Foundations) listing the foundation that holds the payment account

For crowdfunding partners only:

  • If the account holder is also the project leader, a document describing the project must be submitted as soon as one of the two following conditions is met:
      • The amount of the project exceeds 100,000 euros
      • The funds collected are used to finance a project outside of the European Union or equivalent third country (Australia, Brazil, Canada, Hong Kong, India, Japan, Mexico, Russia, Singapore, South Africa, South Korea, Switzerland, United States)

 

Skilled trades

  • A valid identification document (front and back sides of an ID card or passport) of the skilled tradesperson holding the payment account
  • A Trade Register Certificate issued within the last 3 months for the tradesperson holding the payment account

For crowdfunding partners only:

  • If the account holder is also the project leader, a document describing the project must be submitted as soon as one of the two following conditions is met:
      • The amount of the project exceeds 100,000 euros
      • The funds collected are used to finance a project outside of the European Union or equivalent third country (Australia, Brazil, Canada, Hong Kong, India, Japan, Mexico, Russia, Singapore, South Africa, South Korea, Switzerland, United States)

 

Limited Liability Agricultural Company

  • A valid identification document (front and back sides of an ID card or passport) of the CEO or treasurer of the LLAC holding the payment account
  • A valid identification document (front and back sides of an ID card or passport) of beneficial owners holding more than 25 % of the LLAC. For citizens from outside of the European Union, a second identity document (residence permit, driving licence, health insurance card) will be required
  • A Trade and Companies Register Certificate issued within the last 3 months for the LLAC holding the payment account
  • The signed Articles of Association for the LLAC holding the payment account
  • A copy of the notice in Official Bulletin of Civil and Commercial Announcements (Bulletin Officiel des Annonces Civiles et Commerciales/BODACC in French)

For crowdfunding partners only:

  • If the account holder is also the project leader, a document describing the project must be submitted as soon as one of the two following conditions is met:
      • The amount of the project exceeds 100,000 euros
      • The funds collected are used to finance a project outside of the European Union or equivalent third country (Australia, Brazil, Canada, Hong Kong, India, Japan, Mexico, Russia, Singapore, South Africa, South Korea, Switzerland, United States)



Investment funds

 

Incorporated funds

  • A valid identification document (front and back sides of an ID card or passport) of the legal representative of the fund
  • A KBIS (extract from the company register) issued within the last 3 months
  • The Articles of Association (signed by the legal representative of the fund)

 

Unincorporated Funds (UIF)

  • A valid identification document (front and back sides of an ID card or passport) of the legal representative of the management company
  • A KBIS (extract from the company register) issued within the last 3 months of the management company
  • Fund management regulations documents
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