What are the Required KYC and KYB documents for Italy, Spain and Germany?

Information required:

Nome Cognome, Data di nascita, Luogo di nascita, Indirizzo di residenza e Codice fiscale

Information required:

Nome Cognome, Data di nascita, Luogo di nascita, Indirizzo di residenza e Codice fiscale

Information required:

Denominazione dell'ente, forma giuridica, numero di registrazione (se applicabile) e indirizzo della sede legale

Entity's registration details:

Denominazione (legal name), sede legale (registered address) and codice fiscale (tax code if available)

Proof of identity:

• Passaporto
• Carta d'identità nazionale
• Permesso di residenza (solo solo se rilasciato da un paese europeo)

Emancipated minor:

• Passaporto o carta d'identità dell'utente minorenne
• Il decreto di emancipazione

Non-emancipated minor:

• Passaporto o carta d'identità dell'utente minorenne
• Passaporto o carta d'identità del genitore
• Libretto di famiglia o certificato di nascita
• Documento comprovante la capacità giuridica
• Autorizzazione all'apertura di un conto a nome del minore

Legal form:

Impresa individuale, Artigiano, Lavoratore autonomo, Libero professionista, Impenditore

Legal form:

Associazione, Organizzazione non governativa,
Ente di beneficenza/No profit,
Fondazione

Legal form:

• Società a responsabilità limitata (S.r.l)
• Società per azioni (S.p.a)
• Società Cooperativa a responsabilita limitata (S.c.r.l)
• Società semplice (S.s)
• Società in nome collettivo (S.n.c)
• Società in accomandita semplice (S.a.s)
• Società in Accomandita Per Azioni (S.a.p.a)

Enhanced Due Diligence: 

Proof of address, economic proof (pay slip, tax notice, source of funds proof, etc.) or any other document that can be asked to validate the onboarding

Proof of identity:

• Passaporto
• Carta d'identità nazionale
• Permesso di residenza (solo se rilasciato da un paese europeo)

Certificate of incorporation: 

Certificato di attribuzione del numero di partita IVA e/o Codice fiscale (di norma, documento rilasciato dell'Agenzia delle Entrate)

Certificate of incorporation:

Visura Camerale di meno di 3 mesi

Certificate of incorporation:

Estratto dal registro delle imprese ("Visura Camerale") di meno di 3 mesi

LINKS - Certificate of incorporation:

Registro Imprese

LINKS - Certificate of incorporation:

Registro Imprese

Link - Certificate of incorporation:

Italian Business Register

Articles of association:

Statuto firmato (dal Legale Rappresentante, di norma il presidente, segretario generale oppure tesoriere)

Articles of association:

Statuto firmato dal Legale Rappresentante (se non incluso all'interno della Visura Camerale)

Enhanced Due Diligence: 

Proof of address, economic proof (pay slip, tax notice, source of funds proof, ..etc.) or any other document that can be asked to validate the onboarding

Proof of identity of the legal Representative (president, treasurer, or secretary): 

• Passaporto,
• Carta d'identità nazionale
• Permesso di residenza (solo se rilasciato da un paese europeo)

Proof of identity of the Legal Representative: 

• Passaporto,
• Carta d'identità nazionale
• Permesso di residenza (solo se rilasciato da un paese europeo)

Proof of authority of the legal representative to represent the association:

Una copia del verbale dell'ultima assemblea generale dell'associazione

Proof of authority of the legal representative who represents the company:

Documento che certifica i poteri del Legale Rappresentante (in assenza di relativa indicazione all'interno della Visura Camerale, si prega di fornire una delega di potere redatta nelle debite forme ufficiali)

Extract of the UBO Register: Visura Camerale

Estratto che certifica i soggetti individuati come beneficiari effetivi (in assenza di relativa indicazione all'interno della Visura Camerale)

For Project Holders (Crowdfunding /Crowdlending/ Crowdequity):

A document describing the project in detail (uploaded to the back office or accessible via a URL)

Proof of identity of EACH Ultimate Beneficial Owner*1:
 

• Passaporto,
• Carta d'identità nazionale
• Permesso di residenza (solo se rilasciato da un paese europeo)

For Project Holders (Crowdfunding /Crowdlending/ Crowdequity): 

A document describing the project in detail (uploaded to the back office or accessible via an URL)

For marketplaces only: 

The URL of the merchant's site in priority, failing that, the URL of the merchant's store on the marketplace site, or the URL of the marketplace as a last resort.

Enhanced Due Diligence:

Proof of address, economic proof (pay slip, tax notice, source of funds proof, etc.), or any other document that can be asked to validate the onboarding

Information required:

Nombre, apellidos, fecha y lugar de nacimiento, nacionalidad y dirección de residencia

Information required:

Nombre, apellidos, fecha y lugar de nacimiento, nacionalidad y dirección de residencia

Information required: 

Nombre de la entidad, forma jurídica, número de registro (si procede) y dirección del domicilio social

Entity's registration details:

Denominación social (legal name), forma jurídica (forme juridique), domicilio (registered address), la identidad de sus administradores, estatutos y número de identificación fiscal (tax code)

Proof of identity:

• Pasaporte
• Documento nacional de identidad
• Permiso de residencia (solo si ha sido expedido por un país europeo)

Emancipated minor:

• Pasaporte o documento nacional de identidad del menor
• La orden de emancipación

Non-emancipated minor:

• Pasaporte o documento nacional de identidad del menor
• Pasaporte o documento nacional de identidad del progenitor
• Libro de familia o partida de nacimiento
• Documento que acredite la capacidad jurídica
• Autorización para abrir una cuenta a nombre del menor

Legal form:

Autónomo, Empresario Individual

Legal form:

Asociacion, ONG, Caridades/organizaciones sin fines de lucro, Fundacion

Legal form:

• Sociedad Anonima (SA)
• Sociedad de Responsabilidad Limitada (SRL)
• Sociedad Limitada (S.L.L.)
• Sociedad Limitada Nueva Empresa ( SLNE)
• Sociedad Colectiva (SC)
• Sociedad Comanditaria Simple Sociedad Cooperativa (S.Coop.)
• Sociedad Civil Comunidad de Bienes

Enhanced Due Diligence: 

Proof of address, economic proof (pay slip, tax notice, source of funds proof, etc.) or any other document that can be asked to validate the onboarding

Proof of identity: 

• Pasaporte
• Documento nacional de identidad
• Permiso de residencia (solo si ha sido expedido por un país europeo)

Certificate of incorporation:

• Prueba de registro en el Registro Nacional de Asociaciones
• Extracto del Boletin Oficial del Estado (BOE) con su constitución o documento acreditativo de la declaración de inicio/reinicio de actividad

Certificate of incorporation:

• Extracto del Registro Mercantil Central con fecha de validez de menos de 3 meses
• Nota Simple del Registro mercantil local sellado o numerico
• Extracto desde los Registradores de España (informacion General Mercantil) con fecha de validez de menos de 3 meses
• Modelo 600 con fecha de validez de menos de 3 meses (solo para sociedad civil)

Certificate of incorporation:

Agencia Tributaria - Certificado de situacion Censal (Alta Censal)

LINKS - Certificate of incorporation:

Consulta del Fichero

LINKS - Certificate of incorporation:

Sociedades Inscritas

Link - Certificate of incorporation: 

Agencia Tributaria

Articles of association:

Estatutos o Estatutos actualizados y firmados (Escrituras)

Articles of association: 

Escrituras de constitución o Estatutos sociales

Enhanced Due Diligence: 

Proof of address, economic proof (pay slip, tax notice, source of funds proof, etc.) or any other document that can be asked to validate the onboarding

Proof of identity of the legal Representative (president, treasurer, secretary): 

• Pasaporte
• Documento nacional de identidad
• Permiso de residencia (solo si es de un país europeo)

Proof of identity of the Legal Representative: 

• Pasaporte
• Documento nacional de identidad
• Permiso de residencia (solo si es de un país europeo)

Proof of authority of the legal representative to represent the association:

Acta de la Junta General con la lista de miembros y sus funciones

Proof of authority of the legal representative who represents the company:

Información que puede recogerse mediante el extracto del registro mercantil y las escrituras

Extract of the UBO Register: 

• Modelo 200 (“Form 200”)
• Acta de titularidad read of less than 12 months
• Acta de titularidad real above 12 months + A sworn statement dated and signed by the legal representative stating that the UBO information mentioned on the document is up to date

For multilayered shareholding structures (2 or more), an organizational chart presenting the entire structure must also be provided. This chart must be dated and signed by the legal representative, and must include the names and registration numbers of the companies as well as the percentage of ownership of each.

For Project Holders (Crowdfunding /Crowdlending/ Crowdequity):

A document describing the project in detail (uploaded to the back office or accessible via a URL)

Proof of identity OF EACH Ultimate Beneficial Owner*1:
 

• Pasaporte
• Documento nacional de identidad
• Permiso de conducir (versión reciente con líneas MRZ)
• Permiso de residencia (solo si ha sido expedido por un país europeo)

Enhanced Due Diligence: 

Proof of address, economic proof (pay slip, tax notice, source of funds proof, etc.) or any other document that can be asked to validate the onboarding

For Project Holders (Crowdfunding /Crowdlending/ Crowdequity):

A document describing the project in detail (uploaded in the back office or accessible via a URL)

For marketplaces only: 

The URL of the merchant's site in priority, failing that, the URL of the merchant's store on the marketplace site, or the URL of the marketplace as a last resort

Enhanced Due Diligence:

Proof of address, economic proof (pay slip, tax notice, source of funds proof, etc.) or any other document that can be asked to validate the onboarding

Information required:

Vorname, Nachname, Geburtsdatum und -ort, Staatsangehörigkeit und Wohnanschrift

Information required:

Vorname, Nachname, Geburtsdatum und -ort, Staatsangehörigkeit und Wohnanschrift

Information required:

Name des Unternehmens, Rechtsform, Registrierungsnummer (falls zutreffend) und Anschrift des eingetragenen Sitzes

Entity's registration details:

Firmenname, Rechtsform, Handelsregisternummer, Anschrift des eingetragenen Sitzes oder der Hauptverwaltung

Proof of identity:

• Reisepass
• Personalausweis
• Oder Aufenthaltstitel (nur wenn von einem europäischen Land ausgestellt)

Emancipated minor:

• Reisepass oder Personalausweis des minderjährigen Nutzers
• Die Entmündigungsentscheidung

Non-emancipated minor:

• Reisepass oder Personalausweis des minderjährigen Nutzers
• Reisepass oder Personalausweis des Elternteils
• Familienstammbuch oder Geburtsurkunde
• Nachweis der Rechtsfähigkeit
• Vollmacht zur Eröffnung eines Kontos im Namen des Minderjährigen

Legal form:

Eingetragener Kaufmann (eK) Einzelunternehmen Einzelkaufmann Kleingewerbe Freiberuher/Selbständiger

Legal form: 

• Eingetragener Verein (e.V.)
• Nichtregierungsorganisation/ Nicht-staatliche Organisation
• Stiftung
• Wohltätigkeitsorganisationen/ Gemeinnützigen

Legal form:

• Aktiengesellschaft (AG)
• Offene Handelsgesellschaft (OHG)
• Kommanditgesellschaft (KG)
• Gesellschaft mit beschränkter Haftung (GmbH)
• Kommanditgesellschaft auf Aktien: GmbH & Co or AG & Co UG (haftungsbeschränkt)
• Gesellschaft bürgerlichen Rechts (GbR)*

Enhanced Due Diligence: 

Proof of address, economic proof (pay slip, tax notice, source of funds proof, ..etc.) or any other document that can be asked to validate the onboarding

Proof of identity:

• Reisepass
• Personalausweis
• Oder Aufenthaltstitel (nur wenn von einem europäischen Land ausgestellt)

Certificate of incorporation: Genossenschaftssatzung
Stiftungssatzung
Vereinsregisterauszug

Certificate of incorporation:

Handelsregisterauszug weniger als 3 Monate alt

LINKS - Certificate of incorporation:

Register Portal

LINKS - Certificate of incorporation:

• Register Portal
• or Unternehmensregister

Articles of association: 

Aktuelle und unterzeichnet Gesellschaftverträge 

Articles of association:

Aktuelle und unterschriebene (von der Geschäftsführung) Gesellschaftverträge

Link - Certificate of incorporation:

Register Portal

Proof of identity of the legal Representative (president, treasurer, secretary): 

• Reisepass
• Personalausweis
• Oder Aufenthaltstitel (nur wenn von einem europäischen Land ausgestellt)

Proof of identity of the Legal Representative: 

• Reisepass
• Personalausweis
• Oder Aufenthaltstitel (nur wenn von einem europäischen Land ausgestellt)

Enhanced Due Diligence: 

Proof of address, economic proof (pay slip, tax notice, source of funds proof, etc.) or any other document that can be asked to validate the onboarding

Proof of authority of the legal representative to represent the association:

Protokoll der Mitgliederversammlung mit der Mitgliederliste und deren Funktion

Proof of authority of the legal representative who represents the company: 

Überprüfung der Befugnisse des gesetzlichen Vertreters durch den Kbis-Auszug (unter Angabe seiner Funktion), die Satzung (unter Angabe seiner Eigenschaft als Vertreter) oder mangels formgerechter Vollmachtserteilung

Extract of the UBO Register: List der gesellshafter:
 

• Handelsregister
• or Transparency Register

For Project Holders (Crowdfunding /Crowdlending/ Crowdequity): 

A document describing the project in detail (uploaded to the back office or accessible via a URL)

Proof of identity OF EACH Ultimate Beneficial Owner*1:
 

• Reisepass
• Personalausweis
• Oder Aufenthaltstitel (nur wenn von einem europäischen Land ausgestellt)

Enhanced Due Diligence: 

Proof of address, economic proof (pay slip, tax notice, source of funds proof, etc.) or any other document that can be asked to validate the onboarding

LINKS - UBO:
 

• Register Portal
• and Unternehmensregister

For Project Holders (Crowdfunding /Crowdlending/ Crowdequity): 

A document describing the project in detail (uploaded to the back office or accessible via a URL)

For marketplaces only: 

The URL of the merchant's site in priority, failing that, the URL of the merchant's store on the marketplace site, or the URL of the marketplace as a last resort

Enhanced Due Diligence:

Proof of address, economic proof (pay slip, tax notice, source of funds proof, ..etc.) or any other document that can be asked to validate the onboarding