To open a payment account within Lemonway, the applicant must provide their identification documents so that they can be verified by Lemonway. To update a payment account to KYC2 status (verified clients so transactions can be made to that account), such documents shall be uploaded to the relevant payment account and reviewed by our KYC experts.
Upload documents into a payment account, with a file size smaller than 10 MB. For security reasons, only these document types are accepted: PDF, JPG, JPEG et PNG. Refrain from using TIFF and prefer PDF. Also, if you want your ID documents to be processed automatically, they need to be below 6 MB.
In the following tables, you can find the required documents for KYC for applicants in Italy, Spain, and Germany. The information in the table below is in the language of your clients.
🇮🇹 Italy
🇪🇸 Spain
🇩🇪 Germany
🇮🇹 Italy
Individual |
Self-employed |
Legal organization association |
Legal Entity |
---|---|---|---|
Information required: Nome Cognome, Data di nascita, Luogo di nascita, Indirizzo di residenza e Codice fiscale
|
Information required: Nome Cognome, Data di nascita, Luogo di nascita, Indirizzo di residenza e Codice fiscale
|
Information required: Denominazione dell'ente, forma giuridica, numero di registrazione (se applicabile) e indirizzo della sede legale |
Entity's registration details: Denominazione (legal name), sede legale (registered address) and codice fiscale (tax code if available)
|
First proof of identity:
|
Legal form: Impresa individuale, Artigiano, Lavoratore autonomo, Libero professionista, Impenditore
|
Legal form: Associazione, Organizzazione non governativa, |
Legal form:
|
Enhanced Due Diligence: Proof of address, economic proof (pay slip, tax notice, source of funds proof, ..etc.) or any other document that can be asked to validate the onboarding
|
First Proof of identity:
|
Certificate of incorporation: Certificato di attribuzione del numero di partita IVA e/o Codice fiscale (di norma, documento rilasciato dell'Agenzia delle Entrate) |
Certificate of incorporation: Visura Camerale di meno di 3 mesi
|
|
Certificate of incorporation: Estratto dal registro delle imprese ("Visura Camerale") di meno di 3 mesi
|
LINKS - Certificate of incoroporation: |
LINKS - Certificate of incoroporation:
|
|
Link - Certificate of incorporation:
|
Article of association: Statuto firmato (dal Legale Rappresentante, di norma il presidente, segretario generale oppure tesoriere) |
Article of association: Statuto firmato dal Legale Rappresentante (se non incluso all'interno della Visura Camerale)
|
|
Enhanced Due Diligence: Proof of address, economic proof (pay slip, tax notice, source of funds proof, ..etc.) or any other document that can be asked to validate the onboarding |
Proof of identity of the legal Representative (president, treasurer or secretary):
|
Proof of identity of the Legal Representative:
|
Proof of authority of the legal representative to represent the association: Una copia del verbale dell'ultima assemblea generale dell'associazione |
Proof of authority of legal representative to represent the company: Documento che certifica i poteri del Legale Rappresentante (in assenza di relativa indicazione all'interno della Visura Camerale, si prega di fornire una delega di potere redatta nelle debite forme ufficiali) |
||
|
|
Extract of the UBO Register: Visura Camerale Estratto che certifica i soggetti individuati come beneficiari effetivi (in assenza di relativa indicazione all'interno della Visura Camerale)
|
|
For Project Holders (Crowdfunding /Crowdlending/ Crowdequity): A document describing the project in detail (uploaded in the backoffice or accessible via an URL)
|
Proof of identity of EACH Ultimate Beneficial Owner*1:
|
||
Enhanced Due Diligence: Proof of address, economic proof (pay slip, tax notice, source of funds proof, ..etc.) or any other document that can be asked to validate the onboarding |
LINKS - UBO: |
||
|
For Project Holders (Crowdfunding /Crowdlending/ Crowdequity): A document describing the project in detail (uploaded in the backoffice or accessible via an URL) |
||
|
For marketplaces only: The URL of the merchant's site in priority, failing that the URL of the merchant's store on the marketplace site, or the URL of the marketplace as a last resort |
||
|
Enhanced Due Diligence: Proof of address, economic proof (pay slip, tax notice, source of funds proof, ..etc.) or any other document that can be asked to validate the onboarding |
🇪🇸 Spain
Individual |
Self-employed |
Legal organization association |
Legal Entity |
Information required: Nombre, apellidos, fecha y lugar de nacimiento, nacionalidad y dirección de residencia
|
Information required: Nombre, apellidos, fecha y lugar de nacimiento, nacionalidad y dirección de residencia
|
Information required: Nombre de la entidad, forma jurídica, número de registro (si procede) y dirección del domicilio social |
Entity's registration details: Denominación social (legal name), forma jurídica (forme juridique), domicilio (registered address), la identidad de sus administradores, estatutos y número de identificación fiscal (tax code)
|
First proof of identity:
|
Legal form: Autónomo, Empresario Individual
|
Legal form: Asociacion, ONG, Caridades/organizaciones sin fines de lucro, Fundacion |
Legal form:
|
Enhanced Due Diligence: Proof of address, economic proof (pay slip, tax notice, source of funds proof, ..etc.) or any other document that can be asked to validate the onboarding |
First Proof of identity:
|
Certificate of incorporation:
|
Certificate of incorporation:
|
|
Certificate of incorporation:
|
LINKS - Certificate of incoroporation: |
LINKS - Certificate of incoroporation:
|
|
Link - Certificate of incorporation:
|
Article of association: Estatutos o Estatutos actualizados y firmados (Escrituras) |
Article of association: Escrituras de constitución o Estatutos sociales
|
|
Enhanced Due Diligence: Proof of address, economic proof (pay slip, tax notice, source of funds proof, ..etc.) or any other document that can be asked to validate the onboarding
|
Proof of identity of the legal Representative (president, treasurer, secretary):
|
Proof of identity of the Legal Representative:
|
|
Proof of authority of the legal representative to represent the association: Acta de la Junta General con la lista de miembros y sus funciones |
Proof of authority of legal representative to represent the company: Información que puede recogerse mediante el extracto del registro mercantil y las escrituras |
|
|
|
Extract of the UBO Register:
For multilayered shareholding structures (2 or more), an organizational chart presenting the entire structure must also be provided. This chart must be dated and signed by the legal representative, and must include the names and registration numbers of the companies as well as the percentage of ownership of each.
|
|
For Project Holders (Crowdfunding /Crowdlending/ Crowdequity): A document describing the project in detail (uploaded in the backoffice or accessible via an URL) |
Proof of identity OF EACH Ultimate Beneficial Owner*1:
|
||
Enhanced Due Diligence: Proof of address, economic proof (pay slip, tax notice, source of funds proof, ..etc.) or any other document that can be asked to validate the onboarding |
LINKS - UBO: |
||
|
For Project Holders (Crowdfunding /Crowdlending/ Crowdequity): A document describing the project in detail (uploaded in the backoffice or accessible via an URL)
|
||
|
For marketplaces only: The URL of the merchant's site in priority, failing that the URL of the merchant's store on the marketplace site, or the URL of the marketplace as a last resort |
||
|
Enhanced Due Diligence: Proof of address, economic proof (pay slip, tax notice, source of funds proof, ..etc.) or any other document that can be asked to validate the onboarding |
🇩🇪 Germany
Individual |
Self-employed |
Legal organization association |
Legal Entity |
Information required: Vorname, Nachname, Geburtsdatum und -ort, Staatsangehörigkeit und Wohnanschrift
|
Information required: Vorname, Nachname, Geburtsdatum und -ort, Staatsangehörigkeit und Wohnanschrift
|
Information required: Name des Unternehmens, Rechtsform, Registrierungsnummer (falls zutreffend) und Anschrift des eingetragenen Sitzes |
Entity's registration details: Firmenname, Rechtsform, Handelsregisternummer, Anschrift des eingetragenen Sitzes oder der Hauptverwaltung
|
First proof of identity:
|
Legal form: Eingetragener Kaufmann (eK) Einzelunternehmen Einzelkaufmann Kleingewerbe Freiberuher/Selbständiger
|
Legal form:
|
Legal form:
|
Second proof of identity:
|
First Proof of identity:
|
Certificate of incorporation: Genossenschaftssatzung |
Certificate of incorporation: Handelsregisterauszug weniger als 3 Monate alt
|
Enhanced Due Diligence: Proof of address, economic proof (pay slip, tax notice, source of funds proof, ..etc.) or any other document that can be asked to validate the onboarding
|
Second proof of identity:
|
LINKS - Certificate of incoroporation: |
LINKS - Certificate of incoroporation:
|
|
|
Article of association: Aktuelle und unterzeichnet Gesellschaftverträge |
Article of association: Aktuelle und unterschriebene (von der Geschäftsführung) Gesellschaftverträge
|
|
Link - Certificate of incorporation:
|
Proof of identity of the legal Representative (president, treasurer, secretary):
|
Proof of identity of the Legal Representative:
|
Enhanced Due Diligence: Proof of address, economic proof (pay slip, tax notice, source of funds proof, ..etc.) or any other document that can be asked to validate the onboarding |
Proof of authority of the legal representative to represent the association: Protokoll der Mitgliederversammlung mit der Mitgliederliste und deren Funktion |
Proof of authority of legal representative to represent the company: Überprüfung der Befugnisse des gesetzlichen Vertreters durch den Kbis-Auszug (unter Angabe seiner Funktion), die Satzung (unter Angabe seiner Eigenschaft als Vertreter) oder mangels formgerechter Vollmachtserteilung |
|
Extract of the UBO Register: List der gesellshafter: |
|||
For Project Holders (Crowdfunding /Crowdlending/ Crowdequity): A document describing the project in detail (uploaded in the backoffice or accessible via an URL) |
Proof of identity OF EACH Ultimate Beneficial Owner*1:
|
||
Enhanced Due Diligence: Proof of address, economic proof (pay slip, tax notice, source of funds proof, ..etc.) or any other document that can be asked to validate the onboarding |
LINKS - UBO: |
||
|
For Project Holders (Crowdfunding /Crowdlending/ Crowdequity): A document describing the project in detail (uploaded in the backoffice or accessible via an URL) |
||
|
For marketplaces only: The URL of the merchant's site in priority, failing that the URL of the merchant's store on the marketplace site, or the URL of the marketplace as a last resort |
||
|
Enhanced Due Diligence: Proof of address, economic proof (pay slip, tax notice, source of funds proof, ..etc.) or any other document that can be asked to validate the onboarding |